Banco ABC Brasil is a publicly traded multi segment financial institution offering financial solutions for medium and large companies (annual revenue above R$ 30 million). The bank also operates in capital markets, mergers and acquisitions, free energy trading and maintains Personal, its investment platform for individuals. With presence in 53 cities and more than 4,800 clients, Banco ABC combines international governance with local autonomy, maintaining a diversified portfolio across multiple business sectors of the Brazilian economy.
Challenge
- The budgeting process was manually prepared in Excel, centralized and involved a high volume of data to consolidate.
- Rapid growth of the commercial structure made the manual model unfeasible, especially for forecasts and scenario building.
- High risk of errors, rework and excessive email exchanges to update and consolidate information.
- Need for a scalable and secure solution aligned with the bank’s growth strategy.
Solution
- Implementation of T6 Planning in just one month after project approval.
- Customization to create detailed budgets by segment, region, branch and even position level (commercial manager).
- Automated workflow for data submission, review and approval, drastically reducing email traffic.
- API integration with the bank’s cloud environment, democratizing information access for all areas.
- Customizable reports, hypothetical scenarios and parameterization of complex calculations (e.g., funding cost, loan loss provisions).
- Structure adapted to handle turnover and re segmentation without losing history or goal tracking.
Results
- Significant time savings in budget creation and review, with real time monitoring.
- Operational risk mitigation by eliminating rework and reducing consolidation errors.
- Collaborative and decentralized planning, involving multiple areas and enabling fast simulations.
- Scalability to support the bank’s increasing complexity and growth.
- Increased focus on meeting targets, supported by updated data and agile adjustments.
Depoimento
“T6 Planning allowed us to transform a manual, high risk process into a collaborative, secure and agile workflow. We gained speed, information quality and the ability to follow the bank’s growth with much greater precision.”
Rodrigo de Oliveira L. Costa, Manager of Management Information at Banco ABC